farm insurance

2100 West 2nd Ave, Indianola IA 50125 ~ (515) 961-3377+ 800-833-3858 Serving Indianola & Central Iowa for over 30 years FARM INSURANCE Owning a farm is an extremely challenging business endeavor. This is why it is imperative that you make certain that you and your farming assets are adequately protected. Our Farmowners insurance program provides a broad package of both property and liability coverage included and tailored for hobby-type and true farming ventures. Farm umbrella insurance−because accidents happen Umbrella liability insurance protects you when accidents happen and your existing liability insurance policies cannot cover all expenses. Standard liability coverage will take care of you in most situations, but when serious situations arise, umbrella liability insurance will help ensure that your farm is protected. While no one wants accidents to happen, they do–and people sue. Here are a few possibilities: • An accident on your farm results in multiple injuries or deaths • Someone successfully sues you for damages resulting in illness from your products Cover your farm with umbrella liability insurance An umbrella policy picks up where your farm auto liability, general liability or other liability coverage stops. Umbrella insurance is an inexpensive way to provide extra coverage against bodily injury and/or property damage. For example, if your current policy covers you for $1 million and you are successfully sued for $1.5 million, your umbrella coverage can pay the outstanding $500,000 – which is a lot less painful than having it come out of your farm profits.

Joe Gavin 515-961-3377 515-681-4694 Office Cell Joegavin@mchsi.com Let us personalize your policy. Created by Redhawk Video & Web Design