© Gavin Insurance 2011
2100 West 2nd Ave, Indianola IA 50125 ~ (515) 961-3377+ 800-833-3858
Serving Indianola &
Central Iowa
for over 30 years
Joe Gavin Karen Williams
515-961-3377 515-961-3377
515-681-4694
Office
Cell
Joegavin@mchsi.com karwill@mchsi.com
Contact one of our agents for more information.
Let us personalize your policy.
Even if you don’t own a home, you still need insurance protection. A renter’s policy offers you
coverage for your personal property while providing medical payments and liability coverage. It
doesn’t matter if you rent an entire house or an apartment, a renters policy will help you.
Not convinced you need renters insurance?
Would you be able to easily replace your clothing, furniture,
electronics, appliances, and miscellaneous household items if they were
destroyed in a fire or tornado? The value of these items can quickly add
up to several thousand dollars.
According to the U.S. Department of Justice, rented households were
burglarized at rates 79 percent higher than owned households.
If you accidentally cause an injury to another person or damage another
person’s property, your liability coverage can help protect you. Your
liability coverage extends to incidents occurring within your residence and elsewhere.
In addition to the coverages already mentioned, your renters policy will pay you additional living
expense if you are unable to live in your rented residence because of a fire or other covered loss.
You may choose to have your personal property losses settled on an actual cash value basis or a
replacement cost basis. If you elect the replacement cost option, there will be no deduction for
depreciation.
You may be eligible for discounts on your renters policy and personal auto policy if both are insured
with the same company .
We would encourage you to find out more about our renters program and obtain a free quote by
contacting Gavin Insurance Agency !
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