© Gavin Insurance 2011 2100 West 2nd Ave, Indianola IA 50125 ~ (515) 961-3377+ 800-833-3858 Serving Indianola & Central Iowa for over 30 years Personal Umbrella The policy is designed to cover situations not covered by most auto and homeowners policies. Although these situations may be unintentional on your part, they could result in a lawsuit involving: •    False arrest, false imprisonment or detention, wrongful eviction or wrongful entry • Malicious prosecution • Libel, slander or invasion of rights of privacy • Liability of others that you assume by contract • An accident in a foreign country where your present personal liability insurance does not apply • Damage to another’s personal property while in your care, custody or control (except aircraft, watercraft, farm machinery or farm equipment) • Bodily injury or property damage resulting from the use of reasonable force to protect persons or property The situations that the umbrella is brought in to play are rare --   but if needed and not endorsed to your policy the consequences can be devastating !    Details for the Umbrella should be discussed in person or on the phone !       Joe Gavin                                  Karen Williams    515-961-3377                               515-961-3377    515-681-4694    Office    Cell   Joegavin@mchsi.com                          karwill@mchsi.com  Contact one of our agents for more information. Let us personalize your policy. Created by Redhawk Video & Web Design